Dealing with substance abuse can be draining. The situation gets worse if your family cannot afford to pay for your rehab. It puts psychological stress on them, since they may not know who to turn to for help. Some insurance companies cover for rehab treatments, while others do not. If you have good insurance, getting addiction treatment is quite easy. The challenge comes in if you seek rehab without insurance. Most people give up the fight without knowing that it is still possible to get a treatment program without insurance. It only requires that you put more effort into finding a program that can accommodate you. Below are the options one would consider if they cannot afford the cost of insurance.
State-Funded Rehabs.
The government has a way of helping addicts, through programs that are run by the help of state funds. The objective is to provide low or no cost treatment for resident addicts who are willing to stop the habit. Research on the state-funded rehabs and contact them. It is important to know that you will be required to prove that you are a citizen of that country and you have a right to reside in it. More importantly, demonstrate that you are genuinely not able to pay for the treatment due to low income. As much as government rehabs are helpful, put in mind the competition that exists due to the vast number of persons seeking government help. If in a hurry, consider taking the outpatient services which will allow you to start treatment immediately.
Grants Or Loans.
Nowadays, many treatment centers have come up with ways of providing finance, to addicts in need of rehab without insurance. They give out loans and grants, to individuals seeking treatment. The advantage is that they adjust the terms of payment such that a successful applicant is allowed to repay the loan in small installments after they receive the treatment. These loans are given to individuals who can afford to pay back the money after receiving the treatment whereas the grants mainly focus on those who cannot be able to pay for the treatment. Through such channels, it becomes easier for individuals to seek help without worrying much about the cost of treatment.
Raise Money From Friends.
Another powerful support system that can help one raise money for addiction treatment is family and friends. It may not be easy for you to ask for help, but it is good to keep in mind that your recovery should be the priority. Consider bringing them together and seek their financial support since most of them care about your wellbeing. Ensure you give details of how much the rehabilitation will cost and how best they can help you.
As seen above, they are various ways that one can use to get the treatment they need without having an insurance cover. Do not let lack of money get in the way of you getting treated for the addiction you have been striving to get over. Take the first step in finding the best solution for you.
